Overview
Semi truck insurance protects commercial truck owners and operators from the unique risks of hauling freight over the road. From owner-operators to small fleets, the right coverage keeps you compliant and protected on every run.
Key Details
What You Should Know
Primary Liability
Required by federal law for commercial motor carriers — covers bodily injury and property damage you cause to others while operating your truck.
Physical Damage
Covers repair or replacement of your truck and trailer after a collision, theft, fire, or other covered loss, regardless of fault.
Motor Truck Cargo
Protects the freight you're hauling if it's damaged or lost in transit, helping you meet shipper and broker requirements.
Non-Trucking Liability & Bobtail
Covers your truck when you're driving it for personal or non-business use, outside of dispatched loads.
Official Resources
