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Insurance Service Guide

Renters Insurance

Protecting your belongings

Overview

Renters insurance protects your personal belongings inside a rented home or apartment and provides liability coverage. It's affordable — and your landlord's insurance does not cover your stuff.

Key Details

What You Should Know

Personal Property

Covers your belongings (furniture, electronics, clothing) against fire, theft, vandalism, and certain water damage — whether at home or away from your rental.

Liability

Protects you if someone is injured in your rental, or if you accidentally damage someone else's property.

Loss of Use

Pays for additional living expenses like hotel stays and meals if your rental becomes uninhabitable due to a covered loss.

Appointments

Appointed Carriers

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Official Resources

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