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Insurance Service Guide

Commercial Property

Protecting business assets

Overview

Commercial property insurance covers the physical assets of your business — buildings, equipment, inventory, and furniture — against fire, theft, vandalism, and certain natural events.

Key Details

What You Should Know

Building & Structures

Covers the physical building you own or lease, including fixtures and installed equipment.

Business Personal Property

Covers equipment, inventory, furniture, and supplies used in your operations.

Business Interruption

Replaces lost income and pays ongoing expenses if your business can't operate because of a covered loss.

Official Resources

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