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Insurance Service Guide

Commercial Marijuana

Cannabis business coverage

Overview

Commercial marijuana insurance protects cannabis cultivators, dispensaries, distributors, and ancillary businesses from the specialized risks of this emerging industry. Coverage is tailored to cannabis operations that traditional policies often exclude.

Key Details

What You Should Know

Property & Inventory

Covers your building, cultivation equipment, finished product, and in-transit inventory against fire, theft, and other covered losses specific to cannabis operations.

General Liability

Protects your business from third-party bodily injury and property damage claims arising from your premises or operations.

Product Liability

Covers claims related to the products you grow, manufacture, or sell — an important protection in a heavily regulated, high-scrutiny industry.

Crop Coverage

Protects your live plants against loss from fire, theft, equipment failure, and other covered perils during cultivation.

Official Resources

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